News. Technological disruption in the financial sector, technology at Finalbion.

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The digitisation of financial services is an aspiration for most banks and financial institutions, which have been transforming their traditional processes for several years, using a large amount of economic and human resources.

Fintech Finalbion is digitally native, enabling it to respond quickly and effectively online to customer needs and market developments.

Finalbion has designed an innovative technological Framework oriented to the automation and optimisation of products and services offered to our clients.

As opposed to traditional frameworks based on monolithic components that require huge transformations to adapt to new needs, poor compatibility, slowness and lack of specialisation, at Finalbion we are committed to a multiplatform modular framework that forms an ecosystem of independent components organised by functionality with a high capacity for connection, information exchange, easy to adapt and test and that complies with all current directives and regulations.

The design principles adopted are based on:

  • Independence: no dependence on any component or manufacturer.
  • Based on innovative standards and best market practices.
  • Omni-channel and multi-X (multi-language, multi-currency, multi-jurisdiction, multi-entity, etc.).
  • Performance and availability: All components are designed to withstand high workloads with optimal performance.
  • Security and governance: traceability of all operations with maximum guarantees, being able to monitor and manage the components to achieve the best possible reuse and consumption.
  • Different business models: offer our products and services in traditional anchoring model, multi-funder, white label, etc.

What are the main benefits our customers get from the use of this technology?

  • Automated and digital onboarding.
  • Compliance with the various standards and regulations in force.
  • Single omni-channel portal with centralised and permanently updated vision, available 24×7 in several languages.
  • Easy and intuitive navigation with different reports where you can see the status of each operation.
  • 100% digital processes with 3-click financing.
  • Multi-currency payments received on the same day if requested before 13:00 h.
  • It processes tens of thousands of invoices and payment orders daily.
  • Secure, fully traceable and auditable end-to-end process.
  • Specialised customer service centre.

At Finalbion we want our customers' experience with the technology made available to them to be exceptional, and we work on a model of continuous improvement to develop new and better products in the shortest possible time.