The digitization of financial services is an aspiration for most banking and financial institutions that have been transforming their traditional processes for several years, employing numerous economic and human resources.
Fintech Finalbion is a digital native, which allows it to respond quickly and efficiently online to the needs of its customers and market developments.
Finalbion has designed an innovative technological Framework oriented to the automation and optimization of products and services offered to our customers.
As opposed to traditional frameworks based on monolithic components that require huge transformations to adapt to new needs, low compatibility, slowness and lack of specialization, in Finalbion we bet on a multiplatform modular framework that forms an ecosystem of independent components organized by functionality with high connectivity capacity, information exchange, easy to adapt and test and that complies with all current directives and regulations.
The design principles adopted are based on:
- Independence: no dependence on any component or manufacturer.
- Based on innovative standards and best market practices.
- Omni-channel and multi-X (multi-language, multi-currency, multi-jurisdiction, multi-entity, etc.).
- Performance and availability: all components are designed to withstand high workloads with optimal performance.
- Security and governance: traceability of all operations with maximum guarantees, being able to monitor and manage the components to achieve the best reuse and consumption of them.
- Different business models: offer our products and services in traditional anchoring model, multi-funder, white label, etc.
What are the main benefits our customers obtain from the use of this technology?
- Automated and digital onboarding.
- Compliance with the various rules and regulations in force.
- Single omnichannel portal with centralized and permanently updated vision, available 24×7 in several languages.
- Easy and intuitive navigation with different reports where you can see the status of each operation.
- 100% digital processes with financing in 3 clicks.
- Multi-currency payments receiving the money the same day if requested before 13:00 h.
- It processes tens of thousands of invoices and payment orders daily.
- Secure, fully traceable and auditable end-to-end process.
- Specialized customer service center.
At Finalbion we want our customers' experience with the technology made available to them to be exceptional, and we work on a continuous improvement model to develop new and better products in the shortest possible time.