Factoring is an alternative for companies to outsource the collection of invoices from their customers and obtain liquidity from them. Three parties are involved in this type of contract: the "assignor" company requesting the factoring requirement, the factoring entity or "factor" and the "assignees".
Financial Glossary: What is factoring? Read more "
The Banking Pool is a report in which companies give a detailed account of all the bank financing products they have contracted, whether they are debts with banks, savings banks or credit cooperatives; in other words, any entity supervised by the Bank of Spain or the European Central Bank. This is a
Factoring is an alternative for companies to outsource the management of invoice collection with their customersTo effectively manage a company, one of the most important issues to be taken into account is the optimization of available assets, among which liquidity is one of the most important. This type of contract involves
Financial Glossary. About liquidity and its ratios Read more "
Return on assets (ROA) is an indicator of a company's profitability relative to its total assets. ROA gives shareholders, managers and financiers an idea of the effectiveness of a company's management by measuring the percentage of profit it earns compared to the percentage of profit it earns compared to the percentage of profit it earns compared to the percentage of profit it earns compared to the percentage of profit it earns.
Financial Glossary. About the efficiency of a company and its ratios. ROA and ROE Read more "
The operating cash requirements (OFR) is an indicator that serves to identify the cash investment and immediate liquidity required by a given company to meet its operating expenses and develop its business. In a company, the product development process implies that long periods of time may elapse since the purchase of a product.
Financial Glossary. Operating Cash Requirements and Working Capital Read more "
Treasury management, the search for financing and ensuring access to liquidity is one of the most important points for companies and one of the bases for growth and development, so the CFO should not leave it aside. That is why the ability of companies to find and secure access to financing is what will decide their ability to develop their business plan.
How to complement your company's financing with alternative financing? Read more "
The digitization of financial services is an aspiration for most banking and financial institutions, which have been transforming their traditional processes for several years, employing numerous economic and human resources. Fintech Finalbion is a digital native, which allows it to respond quickly and efficiently online to the needs of its customers and to the needs of its clients.
News. Technological disruption in the financial sector, technology at Finalbion. Read more "
The facility commonly known as Confirming in Spain and Reverse Factoring in the rest of the countries, is the facility where the issuer communicates to its suppliers, through the technological means of its financial institutions (Banks and Non-Banks) about the conformity of invoices owed to them and offers them a liquidity facility.
After the pandemic lull, which put the brakes on growth that seemed unstoppable, the factoring sector has returned to the vigorous growth path it had been on until 2020. The volume of credit managed through this type of financing grew by 11.09% during the first half of 2021 in Spain,
Current events. Factoring Spain vs Factoring Europe. Read more "
The coronavirus pandemic broke out by surprise in all countries and, in addition to causing a major health crisis, also led to a complex economic crisis. Business closures, layoffs, layoffs, layoffs... Confinements and sanitary measures caused the economy to suffer, but thanks to the financial measures initiated by governments and a
News. The confirming as a solution for the working capital of many companies. Read more "